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Financial Slot > Jobs > 10 Favorite Quotes About Personal Finance and Savings
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10 Favorite Quotes About Personal Finance and Savings

Chidera Onyegubor
Chidera Onyegubor July 12, 2022
Updated 2022/07/21 at 11:26 AM
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I believe these favorite quotes about personal finance and savings can push you, especially on your down days. Growing a savings account and managing your personal finances can be both tricky and exciting. What’s the next best thing that can be turned into a mantra for growth? motivational quotes. 

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Why is Personal Finance Important?10 Favorite Quotes About Personal Finance and Savings1). “Money looks better in the bank account than on your feet.” 2). “A bargain ain’t a bargain unless it’s something you need.” 3). “Beware of little expenses; a small leak will sink a great ship.”4). “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki5). “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson6). “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt7). “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger8). “Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society.” – Robert J. Shiller9). “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey10). “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe BidenFinal Thoughts on Quotes About Personal Finance and Savings 

There is no doubt that money is a necessary tool that can convey you to your destination in whatever endeavor you find yourself in. This is the reason you need to work hard in acquiring wealth and have the skills to manage it. But then you have to build your mindset to focus on the prize.

If you find yourself facing a lot of confusing scenarios, and obstacles, these favorite quotes, and personal finance and savings can help.

 Whether you paste these quotes on your wall, save them on your mobile phone, or paste them around your bed frames, these quotes about personal finance and savings can help refocus your immediate and long-term financial expectations.

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Why is Personal Finance Important?

Personal finance is an important part of managing your daily financial needs and as well planning for your future. Immediately you begin to work on your personal finance and savings, the better and brighter your long-term financial goals will be in the area of investment and planning towards retirement. 

By understanding the importance of personal finance, you can get a better insight into how to effectively manage your finances. This knowledge can help you draw a budget for immediate needs whilst working on achieving your long-term financial goals.

Below are ten favorite quotes that can give you a healthy mindset regarding your personal finance and savings.

Here we go…

10 Favorite Quotes About Personal Finance and Savings

1). “Money looks better in the bank account than on your feet.” 

Rich savings in your bank account gives you more sense of confidence which can last a long time than depending on daily incomes. Having money in your bank account will trigger your appetite to save more money and with this, you will have a sense of protection and confidence. 

2). “A bargain ain’t a bargain unless it’s something you need.” 

This perfectly reminds you of the need to hit those sales when you are looking for the right deals. How much do you wish to save if you don’t need anything? Then imagine how much you can save in the long run if you did not purchase any item at all.

3). “Beware of little expenses; a small leak will sink a great ship.”

Imagine reducing that daily ten dollars out to weekends only. After a month, it will accumulate to $160 as an emergency fund so you can buy that household gadget that your family really needs. Making little expenses is not a bad practice, especially if you are diligent about monitoring your spending habits. 

4). “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

The purpose of making money is not for immediate spending, but aggressive savings can heap piles of wealth for you and the generations who might depend on you. It doesn’t matter how much you make, all that matters is the will to save more.

5). “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson

Investing is just as important as saving. You need both. But then investment requires patience and consistency. At first, you might get impatient about how long it takes to actually pull that investment through. And of course, it’s no walk in the park or a thrilling event. But still, it makes no financial sense to spend inappropriately. Because that excitement of just spending never pays off.

6). “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt

Obviously, success brings happiness, and this includes accumulating wealth. You can only achieve success in savings and investment when you are creative in the art. This is where happiness and a sense of achievement set in.

Read: Top 100 Investment Quotes That Will Motivate You

7). “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger

The more you save money, the more you learn new things and new habits. While in the process of aggressively saving, there is the tendency to learn how to plan for unforeseen events, sacrifice your comfort, stick to a defined budget, and be better coordinated. We learn every day. 

8). “Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society.” – Robert J. Shiller

Making money and managing your finances reflect your ability to demonstrate discipline and shun frivolism. It sets you on the right path towards achieving your long-term goals; whether personal or collective. It also exposes your ability for effective public service

See: Small Businesses You Can Begin With $100

9). “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

In making money, you need to understand that money can’t make you because you have control over it. Money is a tool you should control in order to meet your short-term and long-term goals. With good control of money, you will never be in lack.

10). “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden

Having healthy personal finance requires a sound and modest budget. As you keep acquiring money, it is important you draw out a budget in order to control your spending habit. Living on a budget can help you save more money and with this, your value keeps increasing. 

Final Thoughts on Quotes About Personal Finance and Savings 

Making wealth and sustaining them is never an easy venture. There are lots of strategies you need to adapt to be successful in managing your personal finances. To be better equipped, these quotes about personal finance and savings are what you need to fuel your desire for making and managing money, whether in the short or long-term.

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Chidera Onyegubor July 12, 2022
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