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10 best places to retire in US in 2022

best places to retire in US

Are you looking for the best places to retire in the US in 2022? But first, what places come to your mind when you think of retirement? It’s true that different individuals have unique desires for retirement. After all those years of working so hard, you actually deserve a serene place to retire. Some places might appear too expensive or volatile for you to retire to.

Retiring to a place that matches your fantasy and is still budget-friendly would be amazing. A place where you could save money and still live decently. So, the purpose of this article is to reveal to you the 10 best places to retire in the U.S. in 2021-2022.

The selection of these places is based on access to good health care, affordability of housing, desirability, job market, retiree taxes, and happiness. Wanting to know more? Then, let’s dive in.

Read more: Ultimate guide to preparing for retirement 

10 best places to retire in US

1) Ocala, Florida – Best places to retire in the US

ocala floria best places to retire in the US

Ocala is a town that has a trademark producing Kentucky Derby-winning horses. The town is not crowded, it just has a population of less than 355,000 people, and 35% of this population are over 60 years.

The cost of living in Ocala is very reasonable. Their housing is also affordable, and people aged 60 years and above can get a house for an average price of $146,100. Besides, the average monthly rent here is $896, while the median monthly mortgage cost is $1,099.

As a retiree, if you love horses or have dreams of seeing the potential of horses, then Ocala is the place for you. Here, you will enjoy horseback rides, watch exciting horse races, be opportune to tour various local horse farms, and possibly get to interact with international equestrian champions.

You will also get to enjoy nature’s absolute splendor in Ocala National Forest. Ocala should always come to your mind when next you are pondering about the best places to retire in the U.S.

2. York, Pennsylvania

york pennsylvannia retirement guide

This is among the best places to retire to in the U.S. It is an old city, which was founded in the 1700s, and it, you can spot some of its historic architecture that was well-preserved. York played an instrumental role during the Revolutionary War.

York is also a college town, where you will find the famous York College of Pennsylvania, which has been accepting students since 1787. It has a decent population of less than 450,000 people, and about 24% of the whole population are over 60 years. The median monthly rent is $957, and the average monthly mortgage cost is $1,532. A place you will love to retire in the U.S. it is.

3. Orlando, Florida

orlando florida

The resorts, theme parks, and convention centers located in Orlando always attract visitors from different parts of the world. As a retiree, you will enjoy the cozy winter weather, various forms of entertainment, and the low cost of living. It happens to be the home of the University of Central Florida, which has over 68,000 students.

The University campus is very welcoming to retirees like you, and Florida students who are aged 60 years and above can audit classes for free on a space-available basis. The average monthly rent here is $1,210, while the median monthly mortgage cost is $1,508.

Here, 20% of the entire population, (about 2,500,000 people), are over 60 years and there’s a lot of things to enjoy in this gorgeous neighborhood.

4. Philadelphia, Pennsylvania 

Philadelphia pennsylvannia

Philadelphia is a city famous for its active role in American history. Here, you will find lots of museums and national historic landmarks, and as a retiree, you can visit them or even work as a volunteer in any of them. Discovering where the founding fathers signed the Declaration of Independence or convened for the Constitutional Convention might seem exciting to you. Philadelphia has a population that is slightly above 6,000,000 people, and about 22% of them are over 60 years.

Here, the median monthly rent is $1,143, and the average monthly mortgage cost is $1,893. Good health care is guaranteed here, because of the presence of the Hospitals of the University of Pennsylvania-Penn Presbyterian, which is among the 20 best hospitals in the U.S.

You won’t be bored here because you can go out to watch the several professional sports teams that often engage in matches, or you can visit the art and science museums.

5. Knoxville, Tennessee

knoxville

If you are the type that likes exploring the outdoors, then Knoxville is the place to be. Here in Knoxville, the greenway is paved and the trails appear naturally. There are great amazing natural sites, such as Great Smoky Mountain National Park and Ijams Nature Center. Besides, it is a college town, and the University Tennessee is found here, which has more than 30,000 students. Sporting events and campus activities can be attended by retirees like you.

The cost of accommodation is very affordable here, for instance, people that are 60 years and above can get a home at an average amount of $170,900. While, the median monthly rent here is $833 and the average monthly mortgage cost is $1,223. It has a decent population of less than 900,000 individuals, and the percentage of people that are 60 years and above is just 24%.

In Tennessee, it is only dividends and interest that are taxed, and even aged people with low income are mostly not taxed. Therefore, when you think of the best places to retire to in the U.S., Knoxville should come to your mind.

 

6. Scranton, Pennsylvania

Scranton Pennsylvannia

Scranton is one of the best places to retire in US. It is famous for its low cost of living. It is just 2 hours’ drive from magnificent New York City. This can aid you in making use of your retirement income, for a long period. Here the average amount for a home, for individuals aged 60 and above is $135,900.

Besides that, the average monthly rent is $789, and the median monthly mortgage cost is $1,294. The population is below 600,000 people, with about 27% of the total population over 60 years.

Scranton was formerly well-known as the place for the production of coal and iron, but it is currently famous for the location depicted in the TV show, The “Office.” So, Scranton is a cool place you can retire to in the U.S.

7. Raleigh and Durham, North Carolina

North carolina

It is popularly known as the Research Triangle. This is because of the three research universities: Duke University, North Carolina State University, and University of North Carolina at Chapel Hill. It has a decent population of almost 2,000,000 people, and roughly 17% of the total population are over 60 years old. Here the median monthly rent is about $1,113, and the median monthly mortgage cost is about $1,570.

Getting nice jobs here is quite easy. This is due to the partnership between higher institutions and various industries, which generates regular jobs. As a retiree here, you don’t need to worry about good health, because of the sophisticated medical facilities at Duke University Hospital and that in the University of North Carolina Hospital. Besides, as a retiree residing in North Carolina, and you are 65 years and above, then you can audit courses that are tuition-free in the State of North Carolina.

8. Nashville, Tennessee

nashville best places to retirement

Nashville, Tennessee is a musical city that is known for its strong relationship with country music. If you are a lover of music, you won’t want to miss a bit of the live performances that happen regularly at the Grand Ole Opry, and I bet you will be a frequent visitor at the Country Music Hall of Fame and Museum. There are almost 1,900,000 people here, and like 19% are above 60 years.

The average monthly rent here is $1,073, and the median monthly mortgage cost is $1,462. You don’t have to worry about healthcare, because Vanderbilt University Medical Center, which is among the best 20 hospitals in the U.S., got you covered. There are good high institutions, like Tennessee State University and Vanderbilt University.

Here, earned income tax is being paid, but interest and dividends are taxed. Nashville is a sports loving city, and renders support to professional teams, such as the Predators and Titans. 

 

9. Manchester, New Hampshire

best places to retire in US

New Hampshire is a great city that is famously known for providing good quality life. Here, you can easily have access to healthcare and job opportunities. There is nothing like earned income tax or state sales tax, only dividends and interest are charged, although property taxes are mostly huge. The population is just slightly above 410,000 people, and about 22% of the whole population is over 60 years.

The median monthly rent here is around $1,191, and the median monthly mortgage cost is $2,058. The weather here gives amazing fall foliage and creates avenues for skiing during the winter.

If you are aged 65 years and above, you are entitled to great discounted season passes, by the city-owned Mcintrye Ski Area. If you are a lover of arts or an artist, you will also enjoy the Currier Museum of Art and the Frank Lloyd Wright-designed Zimmerman House.

 

10. Myrtle Beach, South Carolina

guide to retirement

Myrtle Beach is a famous place for vacation. There are over 60 miles of beaches along the Atlantic Ocean. In Myrtle Beach, you will find various golf courses that are well designed by professional architects. The population is less than 500,000 people, and about 34% of the total population is over 60 years.

As a retiree, you won’t just want to temporarily enjoy your vacation here, but would want to permanently stay here, due to the affordable housing cost.

On average, rent here is $959, and the average monthly mortgage cost is $1290. So, what are you waiting for? Join the numerous tourists and have fun or find yourself a serene spot as you enjoy amazing seafood.

 

Concluding thoughts

Making your retirement worthwhile is something you deserve. Relaxing, travelling, living in your dream house, horse-rides, skiing, schooling, biking, and so on, are great ways to start giving yourself a treat. In as much as there are so many places that could come to your mind when thinking of the best places to retire in the U.S, this article has provided great places you should consider.

These places were selected based on some special criteria most retiree’s desire. What are your thoughts about these places we have listed? 

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